Terms of use

By using this site, our reports or our videos you accept these terms.

What we provide

Research and model portfolios for information, free of charge while we launch. We may change, pause or stop any of it at any time. See Important information: nothing we publish is investment advice.

Using our content

You may read, download and share our reports and link to our pages and videos for your own, non-commercial use, with the source named. You may not republish them as your own, sell them, change them, or use them to train or feed an automated system, without our written permission. Our name, medals and designs are ours.

Liability

We take care over what we publish, but our research can be incomplete or wrong, and data can be late. To the extent the law allows, we are not liable for any loss arising from the use of our site, reports or videos, or from decisions taken on them. Nothing in these terms limits liability that cannot be limited by law.

Links

Links to other sites are provided for convenience; we are not responsible for their content.

Law

These terms are governed by Luxembourg law, and the courts of Luxembourg City have jurisdiction, without prejudice to the mandatory rights you have as a consumer where you live.

Last updated 10 November 2026.